There are over 2 million farms in the US and about 99% are owned by families. Most people do not think about health insurance companies and family farms. They do not seem related at all, but where do family farm owners turn for health insurance?
Family farms are typically classified as small businesses. That means a large chunk of the family is employed by the farm. Whether those employees are related to the farm or not, they need health insurance.
Farmers Have Unique Insurance Needs
The right health insurance companies understand that farmers have unique health insurance needs. Agribusiness is not quite like any other industry and the right health insurance companies will provide plans that fit this specific niche.
In many cases the farmer needs a custom plan to meet their individual needs. Securing the right health insurance Lexington farmers agree starts with having the right health insurance companies providing the health insurance quotes.
Whether you have a 10 employee farm or you have hundreds of employees working for you, finding the right agent can be one of the easiest ways to get the custom solutions you need. Not all health insurance plans are created equal. Having an agent that understands the needs of the farmer will make it easier to navigate the offerings.
The Plans
Like most small businesses, agribusiness has a few options to choose from when searching for health insurance including:
- Group plans
- Individual plans
- Hybrid plans and other customizable options
Navigating through the choices in this ever-changing insurance market can be a challenge for anyone, especially for someone who works from sun up to sundown. A trusted agent can make the process simple.
Health Insurance is a Must
Providing health insurance for your employees can help to keep those valuable employees. You need health insurance for you and your family. Medical bills are skyrocketing, so having health insurance can protect you from the financial strain that being uninsured can bring about.
Protecting your family and your farm means having health insurance from health insurance companies that know what farmers need. While you are inquiring about health insurance options, be sure you ask about the life insurance Lexington farmers trust most.